From Chaos to Clarity
You built something real. Now your finances should match. Mitra Fractionals delivers institutional-grade financial clarity to growth-stage founders — without the overhead of a full-time CFO.
Most growing founders are stuck in the middle — making real revenue but flying blind on the numbers that actually matter. That's exactly where Mitra Fractionals comes in.
The disconnect between profit and cash flow silently kills businesses. We make it visible and fixable.
Most SME owners have only ever had a tax accountant. That's not financial clarity — that's compliance.
Growth without financial structure is how good businesses hit a wall. We build the structure as you scale.
Three audit-grade entry packages — each designed to surface the exact issues holding your business back, delivered with the precision of a Big 4 engagement.
A comprehensive review of your financial statements over 1–3 years. We apply an audit-grade lens to identify the top 3–5 issues silently affecting your profitability, cash flow, and financial health.
We assess the systems, policies, and processes your business uses to safeguard assets, ensure accuracy, and prevent fraud. Covers 8 control areas — from cash and bank to payroll and access controls.
Preparing for your first statutory audit or investor due diligence? We review your files through an auditor's eye, identify what will be flagged, and coach your team to fix it before anyone looks.
Three retainer tiers — each designed to meet you where you are and grow with you. Your first project engagement naturally leads here.
| Feature / Deliverable | Essentials | Growth ★ | Strategic |
|---|---|---|---|
| Reporting & Review | |||
| Monthly P&L review & commentary | ✓ | ✓ | ✓ |
| Balance sheet review | ✓ | ✓ | ✓ |
| Monthly management accounts pack | ✓ | ✓ | ✓ |
| Financial KPI dashboard | ✓ | ✓ | ✓ |
| Variance analysis — budget vs actual | ✗ | ✓ | ✓ |
| Board-ready financial report pack | ✗ | ✗ | ✓ |
| Investor-grade executive financial summary | ✗ | ✗ | ✓ |
| Cash Flow | |||
| Monthly cash flow monitoring | ✓ | ✓ | ✓ |
| Cash flow early warning alerts | ✓ | ✓ | ✓ |
| 13-week rolling cash flow forecast | ✗ | ✓ | ✓ |
| 12-month scenario planning (3 scenarios) | ✗ | ✓ | ✓ |
| Working capital optimisation advice | ✗ | ✓ | ✓ |
| Strategic Advisory | |||
| Profitability by client / service line | ✗ | ✓ | ✓ |
| Pricing strategy review | ✗ | ✗ | ✓ |
| Revenue model optimisation | ✗ | ✗ | ✓ |
| Financial input on major decisions | ✗ | ✗ | ✓ |
| Investor / lender preparation support | ✗ | ✗ | ✓ |
| Advisory Access | |||
| Monthly strategy call — 60 minutes | ✓ | ✓ | ✓ |
| Mid-month check-in — 30 minutes | ✗ | ✓ | ✓ |
| WhatsApp & email access (24h response) | ✓ | ✓ | ✓ |
| Ad-hoc queries — up to 3/month | ✓ | ✓ | ✗ |
| Unlimited ad-hoc queries | ✗ | ✗ | ✓ |
| Quarterly business review (QBR) | ✗ | ✓ | ✓ |
A free 30-minute video call. We understand your business, identify the core problem, and confirm the right service — no obligation, no pitch.
A clear one-page proposal within 24 hours. Scope, deliverables, timeline. Signed digitally. Work begins only after agreement and deposit.
You upload your financials to a shared folder. We do the work — analysis, report, or monthly cycle — to consulting-firm standards.
A recorded walkthrough of every finding. Plain language. Actionable. We close with a clear path — continue the work or move to retainer.
Fully remote. Culturally fluent. Serving SMEs across three major markets — wherever you are, we deliver.
Service businesses preparing for statutory audits, scaling post-Covid, or seeking a CFO-level partner without the London rate card.
Growing SMEs navigating ATO compliance, investor conversations, or the jump from lifestyle business to structured growth company.
Ambitious founders across the Gulf building businesses that need institutional-grade financial rigour — especially ahead of VAT audits and regional expansion.
Start with a free 30-minute discovery call. No commitment, no jargon — just an honest conversation about where your finances are and where they could be.
Book a Discovery Call